How to apply for HSBC Platinum Credit Card:-One of the most reputable banks in the world, HSBC Bank offers a wide range of financial solutions to meet customer needs. Credit cards, loans, banking services, and many other options are also included in the solutions. If we talk about the HSBC Credit Card, you can get cashback, gift vouchers, reward points, discounts, and other perks to keep your desire to shop high. Additionally, some of its cards do not have annual or joining fees, which encourages application. By purchasing a variety of vouchers from a variety of brands, you can even earn HSBC Credit Card Reward Points and redeem them for cash. Moving on, let’s look at all of the credit cards that the HSBC bank offers.
How to apply for HSBC Platinum Credit Card
HSBC Bank offers an entry-level credit card called the HSBC Visa Platinum Credit Card. It accompanies no joining and yearly charge and invites its clients with selective advantages, including free parlor access, up to Rs. 2,000 bonus cash, a 50% discount on Google Pay, and other perks. You can get 2 Reward Points for every Rs you spend with this card. When you spend Rs. 100, you get 5 times as many reward points. 4 lakhs in a year of celebration. In addition to the reward points, you get a fantastic chance to earn up to Rs. Under its milestone benefits, 1,000 cashback annually.
In addition, the partner brands provide you with exciting benefits, such as the “Buy 1 Get 1 Free” promotion on BookMyShow and a 10% discount on Tata Cliq, among other things. Additionally, the card’s key features include the fuel surcharge waiver and zero liability protection in the event of a lost card. Continue reading to learn more about the HSBC Visa Platinum Credit Card
How to Apply for HSBC Platinum Credit Card Details
| Name Of Article | How to apply for HSBC Platinum Card? |
| How to apply for HSBC Platinum Card? | Click Here |
| Category | How to Guide |
| Official Website | https://www.hsbc.co.in/ |
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HSBC Visa Platinum Credit Card
HSBC Bank offers the HSBC Visa Platinum Credit Card, which is a starter credit card. It provides exclusive advantages, such as free lounge access, up to Rs. 2,000 cashback, and a 50% reduction on Google Pay, in addition to no joining and an annual fee. Every Rs. 100 you spend with this card earns you 2 Reward Points, and your total spends over Rs. 4 lakhs in an anniversary year earns you 5x Reward Points. Not only does it offer you extra reward points, but it also provides you with the chance to earn up to Rs. 1,000 in cashback every year through its milestone benefits.
In addition, the partnering brands offer you exciting benefits, including a ‘Buy 1 Get 1 Free’ BookMyShow coupon and a 10% Tata Cliq discount. In addition, the card offers fuel surcharge exemption, zero liability protection against a stolen card, and other benefits. To learn more about the HSBC Platinum Credit Card, visit:
Product Details
- There is no joining or annual fee.
- An Amazon gift card valued at Rs. 500.
- Three meal vouchers and access to the airport lounge for free as a welcome bonus.
- 50 percent off your first Google Pay transaction.
- 5x reward points for every Rs. spent annually 4,00,000.
- 2 reward points for each additional Rs. 150 were splurged on this card.
- Book My Show offers a “buy one, get one” promotion for movie tickets.
- 15% off of selected Tata Cliq products right away.
- Jusqu’à Rs. 1000 cashback each year when the milestone spend is met.
- a waiver of the 1 percent fuel surcharge.
HSBC Visa Platinum Credit Card Features and Benefits
HSBC’s Visa Platinum Credit Card is one of the most well-liked lifetime free credit cards in India. It is an entry-level product offered by the bank. It offers you a decent reward rate and a number of additional benefits across a few additional categories, such as entertainment, lifestyle, and so on, with no annual fee. The point by point highlights and advantages of this card are given beneath:
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Welcome Benefits
- When you spend Rs on the HSBC Bank on HSBC Visa Platinum Credit Card, you can take advantage of welcome benefits. within thirty days of receiving the card, 1,000. The following are the welcome benefits:
- You receive a Rs. 500 Amazon voucher. 500.
- In India, you get three meal vouchers for airport restaurants or free access to three domestic and international lounges.
- You can save 50% (up to Rs. 100) on the initial Google Pay transaction.
- Up to Rs. 10,000 in cashback is yours. Rs. 2,000) on at least five eligible transactions totaling Rs. 10,000 within the first sixty days of receiving the card.
Milestone Benefits
You get a cashback of Rs. 250 on spending over Rs. 50,000 in a calendar quarter ( up to Rs. 1,000 cashback in a year).
Movie & Dining benefits
- You get a “Buy 1 Get 1” offer on booking movie tickets on Saturdays through BookMyShow. The maximum limit of discount is capped at Rs.250.
Other benefits
- Every Thursday, Tata CLiQ offers a 10% discount up to Rs. 300 on a minimum transaction of Rs. 1000.
- You can save up to Rs. 10 every Thursday. 1,500 on electronics with a Rs. 1 minimum purchase 3,000 times per month.
- You can save up to Rs. 10 with this card. 1,500 on the luxury Tata CLiQ website once a month, every Thursday, with a minimum transaction of Rs. 5,000.
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HSBC Visa Platinum Credit Card Rewards
The following is a list of the various categories in which the HSBC Visa Platinum Credit Card offers reward rates:
- You earn 2 Reward Points on every spend of Rs. 150.
- You can earn 5x reward points after crossing the total spends of Rs. 4,00,000 in an anniversary year.
Reward redemption
- Under the HSBC Credit Cards Rewards Programme, you can use your reward points to buy gift certificates, cosmetics, home appliances, donations, and other items.
- Your reward points can be easily converted into AirMiles (InterMiles, British Airways, or Singapore Airlines) with the HSBC Visa Platinum Credit Card.
- One reward point can have a maximum value of 0.37.
- 2 reward points are equivalent to 1 InterMile when converting reward points to InterMiles.
- One Kris Flyer Mile is worth one reward point in Singapore Airline Conversion.
- 1 reward point is equivalent to 1 Avios Mile for British Airways (Executive Club) Conversion.
- You can also use your HSBC VISA Platinum Credit Card reward points to join Taj Inner Circle. 1,000 Taj Inner Circle members equal 1,000 RPs.
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HSBC Bank Visa Platinum Credit Card Fees & Charges
There are significant fees and charges associated with the HSBC Visa Platinum Credit Card, the most significant of which are as follows:
- The HSBC Visa Platinum Credit Card is a lifetime free credit card with no joining or annual fees.
- This credit card has a monthly interest rate of 3.49 percent, which is applied to any balance that remains after the payment due date.
- Visa Platinum Credit Card has a cash advance fee of 2.5% of the amount withdrawn, with a minimum fee of Rs. 500.
- card charges a markup fee of 3.5 percent of the total amount spent on foreign currency transactions.
HSBC Visa Platinum Credit Card Eligibility Criteria
You will need to meet a number of eligibility requirements in order to be granted approval for the Visa Platinum Credit Card from HSBC. These requirements are listed below:
- The applicant should be between the ages of 18 and 65.
- The applicant should have a steady source of income, at least Rs per month. 3 lakhs.
- Only salaried individuals are eligible to receive this card. Only individuals who are self-employed can apply if they have an HSBC savings or current account.
- The applicant ought to be a resident of India.
- The candidate ought to be from one of the following cities: New Delhi, Bengaluru, Hyderabad, Mumbai, Chennai, Noida, Kolkata, Pune, Chandigarh, Jaipur, and Ahmedabad are the other major cities.
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Documents Required
In order to complete your application for the Visa Platinum Credit Card, HSBC Bank also asks for a few documents. The following are a few important documents:
- Aadhar Card & PAN Card as the proof of income and proof of address.
- Latest salary slips/bank statements as income proof.
How To Apply For The HSBC Visa Platinum Credit Card?
You can apply for the card online or offline at any time if you meet the above eligibility requirements. To apply offline, bring the required documents to the HBC branch in your city and apply for the card by filling out the paper application form. Follow the steps below to submit an online application:
- Visit HSBC’s official website https://www.hsbc.co.in/.
- Click on Banking.
- Then under ‘Credit Cards,’ select the Visa Platinum Card.
- Click on ‘Apply Now.’
- Start your application by entering your name & mobile number and proceed further.
Conclusion
The HSBC Visa Platinum Credit Card was created with the needs of people who want a credit card that is free for life and offers the most savings opportunities. One of the card’s unique features is that, despite being a card with no joining fee, it still provides customers with exclusive welcome benefits. In addition, once your total spend reaches Rs, you will be eligible for accelerated reward points. 4 lakhs. It directly competes with some other well-known credit cards, such as the ICICI Platinum Chip Credit card, due to the fact that it is a credit card with decent benefits and no annual fee. With all of these benefits in mind, this card could be a great option for people looking for a low-cost card with a lot of exciting benefits.
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